Commercial Insurance

When you file an insurance claim, your insurance company may step in, pay for your damages, and then go after the responsible party to recover what they paid. This behind-the-scenes process is called subrogation, and while you may never directly deal with it, it can affect your deductible and even your premium over time. Let’s break it down.

Running a business comes with risks, and having the right insurance coverage is essential to protecting your company from financial losses.