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If you run a small business, protecting your assets and operations is critical. One insurance option you’ll often hear about is a Business Owners Policy (BOP). But what exactly is a BOP, and how do you know if it’s right for your business? In this post, we’ll break down what a BOP covers, how it works, and whether your business could benefit from one.

When you file an insurance claim, your insurance company may step in, pay for your damages, and then go after the responsible party to recover what they paid. This behind-the-scenes process is called subrogation, and while you may never directly deal with it, it can affect your deductible and even your premium over time. Let’s break it down.

Did you know that a vehicle is stolen every 32 seconds in the United States? July is National Vehicle Theft Prevention Month, making it the perfect time to review simple steps you can take to protect your vehicle and your peace of mind.

We’re thrilled to announce that we are now partnered with Openly, bringing you a modern, premium homeowners insurance option backed by cutting-edge technology and comprehensive coverage. Openly is transforming the homeowners insurance experience by making it remarkably simple, transparent, and comprehensive.

Life is full of unexpected moments, and while standard insurance policies like auto and homeowners are essential, they don’t always offer enough protection. That’s where umbrella insurance comes in. Think of it as a safety net that catches you when your other coverage reaches its limit.

When shopping for insurance whether it's auto, home, health, or another type, one term you’ll see over and over again is “deductible.” So what exactly is a deductible, and how does it impact your coverage and costs? In this post, we’ll break down what deductibles are, how they work, and how to choose the right deductible for your needs.

When you’re purchasing a new car, you're probably thinking about monthly payments, warranty coverage, and how good it looks in your driveway—not necessarily how you’d handle a total loss situation. But that’s where GAP insurance comes in.

Running a business comes with risks, and having the right insurance coverage is essential to protecting your company from financial losses.

Insurance can be confusing, and with so much misinformation out there, it’s easy to fall for common myths that could leave you underinsured.

Life is full of uncertainties, and while we can’t predict the future, we can certainly prepare for it.

Insurance is essential for protecting your assets, health, and financial security, but that doesn’t mean you have to overpay for it.

A car accident can be a stressful and overwhelming experience. Knowing what steps to take immediately after an accident can help you.

Your insurance policy is not a set-it-and-forget-it document. Life changes, and insurance providers update their policies regularly.

Surplus lines insurance is a type of coverage provided by non-admitted insurers

When shopping for homeowners insurance, you may come across different policy types labeled HO-1 through HO-6. Let's review the difference.

Insurance is an essential part of protecting yourself, and your family. But if you’re new to the world of insurance, it can be overwhelming.

When you purchase a homeowners insurance policy, you may come across the term "named perils." But what exactly does that mean?

In today’s world, safe driving is not just about protecting yourself and other road users; it can also lead to substantial financial savings

Last week, our community experienced a rare but significant event: a 4.1 magnitude hurricane.