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Why Am I Getting an Insurance Bill If My Policy Is Escrowed?
If your homeowners insurance is paid through your mortgage escrow account, receiving a bill in the mail can feel confusing and frustrating. You’re not alone. This is one of the most common questions we get, especially when a policy shows a pending cancellation notice.
Let’s break down what’s going on.
Mar 242 min read


Mobile & Manufactured Home Insurance: What You Need to Know Before You Buy
Owning a mobile or manufactured home is a major investment, and protecting that investment with the right insurance is essential. Unlike traditional homeowners insurance, policies for mobile and manufactured homes come with unique rules, coverage options, and limitations that many buyers don’t realize until after it’s too late.
Mar 183 min read


Winter Insurance Claims We See Every Year (And How to Avoid Them)
Winter brings unique risks for homeowners and drivers alike. While some winter damage is unavoidable, many of the most common insurance claims we see each year are preventable with a little preparation.
Feb 32 min read


Why February Has the Most Weather-Related Accidents (And How to Protect Yourself)
February consistently ranks as the month with the highest number of weather-related accidents. Between snowstorms, ice, freezing rain, and shorter daylight hours, winter driving conditions are often at their worst. Even experienced drivers can find themselves in situations where reaction time, visibility, and traction are compromised.
Feb 32 min read


Car Insurance 101: Everything You Need to Know Before Buying a Policy
Buying car insurance can feel overwhelming, especially with so many coverage options and pricing factors. Understanding the basics can help you choose a policy that protects you financially and meets your needs.
Dec 22, 20251 min read


How Natural Disasters Affect Homeowners Insurance
Natural disasters can cause significant damage to homes and property, and many homeowners are surprised to learn that not all disasters are covered the same way under a standard home insurance policy. Understanding how different natural events affect your coverage can help you avoid costly gaps.
Dec 22, 20252 min read


The Future of Insurance: Trends to Watch in 2026 and Beyond
The insurance industry continues to evolve as technology advances, risks become more complex, and customer expectations shift. In 2026 and beyond, insurers are adapting to new challenges while rethinking how coverage is priced, delivered, and managed.
Dec 22, 20252 min read


What Coverage Does Your Car Really Need?
When it comes to car insurance, one of the most common (and most confusing) phrases people hear is “full coverage.” The truth is, there is no single policy called full coverage.
Dec 22, 20253 min read


What Is a Business Owners Policy (BOP) & Do You Need One?
If you run a small business, protecting your assets and operations is critical. One insurance option you’ll often hear about is a Business Owners Policy (BOP). But what exactly is a BOP, and how do you know if it’s right for your business? In this post, we’ll break down what a BOP covers, how it works, and whether your business could benefit from one.
Sep 12, 20252 min read


What Is Subrogation in Insurance and Why Is It Important?
When you file an insurance claim, your insurance company may step in, pay for your damages, and then go after the responsible party to recover what they paid. This behind-the-scenes process is called subrogation, and while you may never directly deal with it, it can affect your deductible and even your premium over time. Let’s break it down.
Jul 29, 20252 min read


July is National Vehicle Theft Prevention Month: 7 Tips to Keep Your Car Safe and Secure
Did you know that a vehicle is stolen every 32 seconds in the United States? July is National Vehicle Theft Prevention Month, making it the perfect time to review simple steps you can take to protect your vehicle and your peace of mind.
Jul 1, 20252 min read


Tapley Insurance Is Now Partnered With Openly!
We’re thrilled to announce that we are now partnered with Openly, bringing you a modern, premium homeowners insurance option backed by cutting-edge technology and comprehensive coverage.
Openly is transforming the homeowners insurance experience by making it remarkably simple, transparent, and comprehensive.
Jun 30, 20252 min read


Why Umbrella Insurance Is Worth Considering And How Much Coverage You Might Need
Life is full of unexpected moments, and while standard insurance policies like auto and homeowners are essential, they don’t always offer enough protection. That’s where umbrella insurance comes in. Think of it as a safety net that catches you when your other coverage reaches its limit.
Jun 24, 20252 min read


Understanding Insurance Deductibles: What You Need to Know
When shopping for insurance whether it's auto, home, health, or another type, one term you’ll see over and over again is “deductible.” So what exactly is a deductible, and how does it impact your coverage and costs? In this post, we’ll break down what deductibles are, how they work, and how to choose the right deductible for your needs.
Jun 24, 20252 min read


GAP Insurance: Should You Buy It from the Dealership or Your Insurance Company?
When you’re purchasing a new car, you're probably thinking about monthly payments, warranty coverage, and how good it looks in your driveway—not necessarily how you’d handle a total loss situation. But that’s where GAP insurance comes in.
May 21, 20252 min read


Commercial Insurance 101: What Every Business Owner Needs to Know
Running a business comes with risks, and having the right insurance coverage is essential to protecting your company from financial losses.
Mar 26, 20252 min read


Common Myths About Insurance You Should Stop Believing
Insurance can be confusing, and with so much misinformation out there, it’s easy to fall for common myths that could leave you underinsured.
Mar 25, 20252 min read


The Importance of Life Insurance: Why You Shouldn’t Wait
Life is full of uncertainties, and while we can’t predict the future, we can certainly prepare for it.
Feb 25, 20252 min read


How to Save Money on Insurance Premiums Without Sacrificing Coverage
Insurance is essential for protecting your assets, health, and financial security, but that doesn’t mean you have to overpay for it.
Feb 20, 20253 min read


What To Do After A Car Accident: A Step-By-Step Guide
A car accident can be a stressful and overwhelming experience. Knowing what steps to take immediately after an accident can help you.
Feb 4, 20252 min read
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