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Why February Has the Most Weather-Related Accidents (And How to Protect Yourself)

  • Feb 3
  • 2 min read

Black sedan driving on a snowy road.

February consistently ranks as the month with the highest number of weather-related accidents. Between snowstorms, ice, freezing rain, and shorter daylight hours, winter driving conditions are often at their worst. Even experienced drivers can find themselves in situations where reaction time, visibility, and traction are compromised.







Why February Is So Risky on the Roads

  • Snow and Ice Accumulation: By February, roads have often gone through repeated freeze-thaw cycles. Melted snow refreezes overnight, creating black ice that’s difficult to see and even harder to avoid.

  • Reduced Daylight and Visibility: Shorter days and longer nights mean more driving in the dark, when icy patches, blowing snow, and stalled vehicles are less visible.

  • Driver Fatigue and Overconfidence: After months of winter driving, many drivers become overconfident or fatigued. This combination can lead to speeding, tailgating, or delayed reaction times.

  • Increased Traffic During Winter Weather Events: Storms don’t stop daily routines. Commuters, delivery vehicles, and plow trucks all share the road during storms, increasing the likelihood of multi-vehicle accidents.


How to Reduce Your Risk This February

  • Slow down and increase your following distance

  • Avoid sudden braking or sharp turns on slick roads

  • Clear all snow and ice from your vehicle before driving

  • Keep an emergency kit in your car (blanket, flashlight, phone charger)

  • Stay aware of weather forecasts and road conditions


Why Insurance Coverage Matters More in Winter

Winter accidents often involve multiple vehicles, making liability limits especially important. Having adequate coverage can help protect you financially if an accident occurs, even when weather plays a role.

February may be unpredictable, but preparation and safe driving habits can make a big difference. Taking extra precautions now can help you avoid accidents, claims, and unnecessary stress.


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